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Search Results
Found 17 product(s) for Search & Analysis Reports (10-17 of 17)
Search & Analysis Reports
Let us do the research for you. Living Lies has access to databases and research sites that can get you the information and documentation you need. Need our expert advice? You can also purchase our analysis services with each report type.
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Loan Level Accounting & Report
Our normal securitization analysis does not include the loan level accounting and analysis. That is a whole other project. The reason you MIGHT want it is that it would show, among other things, to whom payments were being made, the status being reported to the investors or the trust, and any other activity involving money that is reported between the servicer and the "trustee."This information frequently reveals that while the homeowner has received a notice of default, a notice of sale or even notice that a sale has occurred, the distribution (payment on your loan) is continuing (through payment by the servicer) and being reported as performing. Or it might show that distribution reports stopped some time ago which would be a very strong indication that the "trust" has been dissolved, repackaged or otherwise resolved. Those reports might even show that the servicer stopped making payments even while the homeowner was still current.
Normally we are able to pierce through to the loan level data. In some cases, it is not available using any of the search methods we employ. In order for us to do a review and report on the loan level data, tracing the money back and forth to determine the presumptive creditor, you will need to employ discovery procedures in court. If you get it, we will be able to do the analysis and report. If we are not able to perform the service, you will receive a full refund less $145 in costs.
We can only offer conjecture why the parties deviated from normal reporting procedures. It is possible that the loan was assigned to one pool and then treated as though it was another pool or pools. That happens sometimes. Of course since the title record shows nothing in the way of transfers and data is at best questionable from intermediaries like MERS that have databases crammed false data on a platform that is not secure, there is no other way for us to get it.
It is also possible that they intentionally or unintentionally changed the naming convention at the loan level which would go back to the idea that the loan was "assigned" (without documentation) to one pool, but the money was used for "another" pool. In this case, if the name was changed, the "other" pool might be the same pool. Although we do perform a sweep to try to catch the name of the pool that is reported in the securitization report, the result sometimes is "no hit." More often than not, we do get a "hit" because the "trust" is already in litigation somewhere. You might want to have your attorney check through Pacer and see if any case in litigation uses the same name of the "trust."
Keep in mind that the "trust" is probably not legally constituted so maneuvers like the ones we are speculating about easily occur. In the absence of an actual trust document naming a trustor, trustee and beneficiaries that is properly named and registered under applicable state law there is no way to trace whether the trusts were simply intermingled or used interchangeable at the will of the investment banking firm that originated the securitization process. If necessary I can give you an affidavit describing the above, if it will help you in court.
Price: $1,100.00
Retail: $1,100.00
You Save: $0.00
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Loan Level Accounting & Report - Pay in 2 installments of $600
Our normal securitization analysis does not include the loan level accounting and analysis. That is a whole other project. The reason you MIGHT want it is that it would show, among other things, to whom payments were being made, the status being reported to the investors or the trust, and any other activity involving money that is reported between the servicer and the "trustee."This information frequently reveals that while the homeowner has received a notice of default, a notice of sale or even notice that a sale has occurred, the distribution (payment on your loan) is continuing (through payment by the servicer) and being reported as performing. Or it might show that distribution reports stopped some time ago which would be a very strong indication that the "trust" has been dissolved, repackaged or otherwise resolved. Those reports might even show that the servicer stopped making payments even while the homeowner was still current.
Normally we are able to pierce through to the loan level data. In some cases, it is not available using any of the search methods we employ. In order for us to do a review and report on the loan level data, tracing the money back and forth to determine the presumptive creditor, you will need to employ discovery procedures in court. If you get it, we will be able to do the analysis and report. If we are not able to perform the service, you will receive a full refund less $145 in costs.
We can only offer conjecture why the parties deviated from normal reporting procedures. It is possible that the loan was assigned to one pool and then treated as though it was another pool or pools. That happens sometimes. Of course since the title record shows nothing in the way of transfers and data is at best questionable from intermediaries like MERS that have databases crammed false data on a platform that is not secure, there is no other way for us to get it.
It is also possible that they intentionally or unintentionally changed the naming convention at the loan level which would go back to the idea that the loan was "assigned" (without documentation) to one pool, but the money was used for "another" pool. In this case, if the name was changed, the "other" pool might be the same pool. Although we do perform a sweep to try to catch the name of the pool that is reported in the securitization report, the result sometimes is "no hit." More often than not, we do get a "hit" because the "trust" is already in litigation somewhere. You might want to have your attorney check through Pacer and see if any case in litigation uses the same name of the "trust."
Keep in mind that the "trust" is probably not legally constituted so maneuvers like the ones we are speculating about easily occur. In the absence of an actual trust document naming a trustor, trustee and beneficiaries that is properly named and registered under applicable state law there is no way to trace whether the trusts were simply intermingled or used interchangeable at the will of the investment banking firm that originated the securitization process. If necessary I can give you an affidavit describing the above, if it will help you in court.
Price: $600.00
Retail: $600.00
You Save: $0.00
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Member Expert Declaration
Same as expert declaration to non-subscribing members at $1800. 2 requirements: Members Title Search and Members Securitization Search. For details see blog entries on wwww.livinglies.wordpress.com or descriptions in www.livinglies-store.com
Price: $895.00
Retail: $1,800.00
You Save: $905.00
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Members Loan Specific Title Search
This is the same item offered to non-subscribing members at $349. See www.livinglies-store.com for details
Price: $299.00
Retail: $349.00
You Save: $50.00
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Members Only - Loan Level Accounting & Report
This is the same service offered to non-subscribing members for $1100.
Our normal securitization analysis does not include the loan level accounting and analysis. That is a whole other project. The reason you MIGHT want it is that it would show, among other things, to whom payments were being made, the status being reported to the investors or the trust, and any other activity involving money that is reported between the servicer and the "trustee."This information frequently reveals that while the homeowner has received a notice of default, a notice of sale or even notice that a sale has occurred, the distribution (payment on your loan) is continuing (through payment by the servicer) and being reported as performing. Or it might show that distribution reports stopped some time ago which would be a very strong indication that the "trust" has been dissolved, repackaged or otherwise resolved. Those reports might even show that the servicer stopped making payments even while the homeowner was still current.
Normally we are able to pierce through to the loan level data. In some cases, it is not available using any of the search methods we employ. In order for us to do a review and report on the loan level data, tracing the money back and forth to determine the presumptive creditor, you will need to employ discovery procedures in court. If you get it, we will be able to do the analysis and report. If we are not able to perform the service, you will receive a full refund less $145 in costs.
We can only offer conjecture why the parties deviated from normal reporting procedures. It is possible that the loan was assigned to one pool and then treated as though it was another pool or pools. That happens sometimes. Of course since the title record shows nothing in the way of transfers and data is at best questionable from intermediaries like MERS that have databases crammed false data on a platform that is not secure, there is no other way for us to get it.
It is also possible that they intentionally or unintentionally changed the naming convention at the loan level which would go back to the idea that the loan was "assigned" (without documentation) to one pool, but the money was used for "another" pool. In this case, if the name was changed, the "other" pool might be the same pool. Although we do perform a sweep to try to catch the name of the pool that is reported in the securitization report, the result sometimes is "no hit." More often than not, we do get a "hit" because the "trust" is already in litigation somewhere. You might want to have your attorney check through Pacer and see if any case in litigation uses the same name of the "trust."
Keep in mind that the "trust" is probably not legally constituted so maneuvers like the ones we are speculating about easily occur. In the absence of an actual trust document naming a trustor, trustee and beneficiaries that is properly named and registered under applicable state law there is no way to trace whether the trusts were simply intermingled or used interchangeable at the will of the investment banking firm that originated the securitization process. If necessary I can give you an affidavit describing the above, if it will help you in court.
Price: $895.00
Retail: $895.00
You Save: $0.00
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Members Only Combo Title and Securitization Search, Report, Documents, Analysis & Commentary
Subscribing Members ONLY. This is the same COMBO that sells to non-subscribing members for $995.
One Payment Only, no extra costs. Turnaround from the time that we receive all necessary information is 4-5 business days.
Overview:
This is a litigation support product designed to assist homeowners and their attorneys. It is not a substitute for retaining an attorney licensed in the jurisdiction in which the property is located. The documents produced from this service are not affidavits nor are they expert declarations. Feedback from attorneys using this combined search, report and analysis indicates that in most cases an expert declaration is not needed. Select Detailed
Description tab above for more information.
Price: $795.00
Retail: $995.00
You Save: $200.00
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Members Securitization Search LLB
This is the same service offered to non-subscribing members for $695. See Securitization Search, Report, Copies of Documents and Commentary on www.livinglies-store.com.
Price: $595.00
Retail: $695.00
You Save: $100.00
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Securitization Search, Report, Documents and Commentary
IF YOU HAVE ALREADY PURCHASED AND RECEIVED OUR TITLE SEARCH, REPORT AND ANALYSIS AND YOU NOW WANT TO ORDER A SECURITIZATION SEARCH, REVIEW AND ANALYSIS, YOU ARE IN THE RIGHT PLACE.
YOU NEED TO SEND AN EMAIL TO NEILFGARFIELD@HOTMAIL.COM WITH THE ADDRESS OF THE PROPERTY AND YOUR FULL NAME. THE SECURITIZATION SEARCH IS RUN AS OF THE DATE THAT YOUR TITLE SEARCH AND REPORT WAS SENT TO YOU. IF YOUR TITLE SEARCH, REPORT AND COMMENTARY IS MORE THAN 60-90 DAYS OLD WE RECOMMEND THAT YOU PURCHASE THE COMBO PACKAGE OF TITLE AND SECURITIZATION
THIS IS AN ORDER FOR A SECURITIZATION SEARCH, REPORT AND ANALYSIS/COMMENTARY. That means an automated search is first conducted using the information from our title records search, report and analysis and commentary. This search determines whether your loan was listed as being in a securitized pool that was publicly registered with the SEC. We then, in all cases, look for confirming data from the livinglies database on private and public pools. Once we have narrowed down the probability that your loan is in a particular pool of group of pools, we proceed with the rest of the search for the securitization documents. When the search is completed, we deliver via email a set of files consisting of the summary report of the findings, the copies of the main securitization documents and anything else from the public records that you or your attorney might find useful. After delivery of the report and securitization documents, your entire file is reviewed for analysis and commentary, which is sent to you via email.
Price: $695.00
Retail: $895.00
You Save: $200.00
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