WHAT'S THE NEXT STEP? You MUST have a lawyer on the line who is licensed in the jurisdiction in which your property is located. This is a recorded session and the recording is sent to you for use anywhere you want. This is where Neil can suggest to your lawyer, with you on the line, what tactics, strategies and issues he perceives are in line with the status of your case. The topics are generally DENY and DISCOVER, foreclosure defense and foreclosure offense. This conversation does not establish an attorney client relationship, although certain rules apply regarding attorney client privilege and attorney work product. Neil's comments are generally protected by the attorney work-product privilege as to both the legal conclusions or suggestions made and and as to expert services that are performed.