Approximately 25 page description of findings, fact and opinions presentable in court by an independent expert able to testify and defend opinions and conclusions. Requires prior Audit or Forensic Review. It is preferable that Qualified Written Request has already been sent. Declaration answers specific questions put to expert by attorney for homeowner or uses prior questions on similar mortgages or foreclosure proceedings. Declaration can be sworn. Delivery usually in 7-10 days. Declaration is NOT proof nor evidence without foundation testimony. Consultation with local attorney is required for use.